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IOBA0001123: Indian Overseas Bank, Pakhoval Road branch

IFSC code IOBA0001123 belongs to the Pakhoval Road branch of Indian Overseas Bank in Ludhiana, Punjab.

IOBA0001123

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Pakhoval Road
IFSC code
IOBA0001123
MICR code
141020007
Address
745,Sargodha Colony Pakhowal RD,Ludhiana
Town or city
Ludhiana
State
Punjab
Phone
2406571

How the code IOBA0001123 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 001123 is the part that names this branch.

The MICR code 141020007 is the number printed along the bottom of this branch's cheques. 141 is the city, 020 is the bank and 007 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

Other Indian Overseas Bank branches in Ludhiana

Indian Overseas Bank has 31 more branches in Ludhiana, the first 10 below.

All Indian Overseas Bank branches in Punjab · Indian Overseas Bank branch pages in Punjab

Questions

What is the IFSC code of Indian Overseas Bank, Pakhoval Road?

The IFSC code is IOBA0001123. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Pakhoval Road?

The MICR code is 141020007. It is printed along the bottom of the cheques of this branch.

Where is the Pakhoval Road branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: 745,Sargodha Colony Pakhowal RD,Ludhiana. The phone number in the list is 2406571; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources