ShareYourGroupShareYourGroupBank Branches

IOBA0000204: Indian Overseas Bank, Baddowal branch

IFSC code IOBA0000204 belongs to the Baddowal branch of Indian Overseas Bank in Ludhiana, Punjab.

IOBA0000204

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Baddowal
IFSC code
IOBA0000204
MICR code
141020026
Address
Main Road,Baddowal Pin 142021
Town or city
Ludhiana
District
Ludhiana
PIN code
142021
State
Punjab
Phone
2804163

How the code IOBA0000204 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 000204 is the part that names this branch.

The MICR code 141020026 is the number printed along the bottom of this branch's cheques. 141 is the city, 020 is the bank and 026 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 142021: the area of this branch

The address of the branch is in PIN code 142021, in Ludhiana district, Punjab, by India Post's directory. Post offices with this PIN code: Baddowal, Pamal, Pamali.

Other banks in PIN code 142021

3 branches of 3 other banks in the same PIN code.

Other Indian Overseas Bank branches in Ludhiana

Indian Overseas Bank has 31 more branches in Ludhiana, the first 10 below.

All Indian Overseas Bank branches in Punjab · Indian Overseas Bank branch pages in Punjab

Questions

What is the IFSC code of Indian Overseas Bank, Baddowal?

The IFSC code is IOBA0000204. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Baddowal?

The MICR code is 141020026. It is printed along the bottom of the cheques of this branch.

Where is the Baddowal branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: Main Road,Baddowal Pin 142021. It is in Ludhiana district, Punjab. The phone number in the list is 2804163; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources