Bank BranchesIOBA0000446: Indian Overseas Bank, Civil Lines branch
IFSC code IOBA0000446 belongs to the Civil Lines branch of Indian Overseas Bank in Ludhiana, Punjab.
IOBA0000446
Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.
Branch details
- Bank
- Indian Overseas Bank
- Branch
- Civil Lines
- IFSC code
- IOBA0000446
- MICR code
- 141020004
- Address
- Fountain Chowk,Civil Lines,Ludhiana
- Town or city
- Ludhiana
- State
- Punjab
- Phone
- 2449530
How the code IOBA0000446 is built
IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 000446 is the part that names this branch.
The MICR code 141020004 is the number printed along the bottom of this branch's cheques. 141 is the city, 020 is the bank and 004 is the branch.
Payments listed for this branch
| Service | This branch | What it is |
|---|---|---|
| NEFT | Yes | Bank transfers that are sent in batches through the day. |
| RTGS | Yes | Large transfers that are settled one by one, at once. |
| IMPS | Yes | Instant transfers at any hour, from an app or net banking. |
| UPI | Yes | Payments from a phone app with a UPI ID or QR code. |
"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.
Other Indian Overseas Bank branches in Ludhiana
Indian Overseas Bank has 31 more branches in Ludhiana, the first 10 below.
- Akalgarh Gurusar SudharIOBA0000187 · Ludhiana
- Arya College BRCHIOBA0001406 · Ludhiana
- Brown RoadIOBA0000342 · Ludhiana
- Ind AreaIOBA0000390 · Ludhiana
- JagraonIOBA0000389 · Ludhiana
- Ludhiana CMCIOBA0001525 · Ludhiana
- Pakhoval RoadIOBA0001123 · Ludhiana
- Sunder NagarIOBA0001589 · Ludhiana
- BaddowalIOBA0000204 · Ludhiana
- Baddowal Fad Baddowal CantonmentIOBA0001723 · Ludhiana
All Indian Overseas Bank branches in Punjab · Indian Overseas Bank branch pages in Punjab
Questions
What is the IFSC code of Indian Overseas Bank, Civil Lines?
The IFSC code is IOBA0000446. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.
What is the MICR code of Indian Overseas Bank, Civil Lines?
The MICR code is 141020004. It is printed along the bottom of the cheques of this branch.
Where is the Civil Lines branch of Indian Overseas Bank?
The address in the Reserve Bank's list is: Fountain Chowk,Civil Lines,Ludhiana. The phone number in the list is 2449530; numbers change, so check with the bank.
Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources