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IOBA0000389: Indian Overseas Bank, Jagraon branch

IFSC code IOBA0000389 belongs to the Jagraon branch of Indian Overseas Bank in Ludhiana, Punjab.

IOBA0000389

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Jagraon
IFSC code
IOBA0000389
MICR code
142020052
Address
Lajpatrai Road, Jagraon Pin 142006
Town or city
Ludhiana
State
Punjab
Phone
222255

How the code IOBA0000389 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 000389 is the part that names this branch.

The MICR code 142020052 is the number printed along the bottom of this branch's cheques. 142 is the city, 020 is the bank and 052 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

Other Indian Overseas Bank branches in Ludhiana

Indian Overseas Bank has 31 more branches in Ludhiana, the first 10 below.

All Indian Overseas Bank branches in Punjab · Indian Overseas Bank branch pages in Punjab

Questions

What is the IFSC code of Indian Overseas Bank, Jagraon?

The IFSC code is IOBA0000389. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Jagraon?

The MICR code is 142020052. It is printed along the bottom of the cheques of this branch.

Where is the Jagraon branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: Lajpatrai Road, Jagraon Pin 142006. The phone number in the list is 222255; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources