Bank BranchesIOBA0000197: Indian Overseas Bank, Gujjarwal branch
IFSC code IOBA0000197 belongs to the Gujjarwal branch of Indian Overseas Bank in Ludhiana, Punjab.
IOBA0000197
Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.
Branch details
- Bank
- Indian Overseas Bank
- Branch
- Gujjarwal
- IFSC code
- IOBA0000197
- MICR code
- 141020521
- Address
- Near Gurudwara Jai Sin Main Bazaar Gujjarwal Pin 141202
- Town or city
- Ludhiana
- District
- Ludhiana
- PIN code
- 141202
- State
- Punjab
- Phone
- 2864378
How the code IOBA0000197 is built
IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 000197 is the part that names this branch.
The MICR code 141020521 is the number printed along the bottom of this branch's cheques. 141 is the city (the same three digits that begin the PIN code 141202), 020 is the bank and 521 is the branch.
Payments listed for this branch
| Service | This branch | What it is |
|---|---|---|
| NEFT | Yes | Bank transfers that are sent in batches through the day. |
| RTGS | Yes | Large transfers that are settled one by one, at once. |
| IMPS | Yes | Instant transfers at any hour, from an app or net banking. |
| UPI | Yes | Payments from a phone app with a UPI ID or QR code. |
"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.
PIN code 141202: the area of this branch
The address of the branch is in PIN code 141202, in Ludhiana district, Punjab, by India Post's directory. Post offices with this PIN code: Gujjarwal, Ballowal, Chaminda, Phalewal.
Other banks in PIN code 141202
2 branches of 2 other banks in the same PIN code.
- ICICI Bank, BallowalICIC0003138 · Ludhiana
- Punjab National Bank, Gujjarwal Distt LudhianaPUNB0118910 · Ludhiana
Other Indian Overseas Bank branches in Ludhiana
Indian Overseas Bank has 31 more branches in Ludhiana, the first 10 below.
- Akalgarh Gurusar SudharIOBA0000187 · Ludhiana
- Arya College BRCHIOBA0001406 · Ludhiana
- BaddowalIOBA0000204 · Ludhiana
- Baddowal Fad Baddowal CantonmentIOBA0001723 · Ludhiana
- BaranharaIOBA0003047 · Ludhiana
- Brown RoadIOBA0000342 · Ludhiana
- ChakohiIOBA0000575 · Ludhiana
- Civil LinesIOBA0000446 · Ludhiana
- Dhandari KalanIOBA0004120 · Ludhiana
- HalwaraIOBA0001727 · Ludhiana
All Indian Overseas Bank branches in Punjab · Indian Overseas Bank branch pages in Punjab
Questions
What is the IFSC code of Indian Overseas Bank, Gujjarwal?
The IFSC code is IOBA0000197. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.
What is the MICR code of Indian Overseas Bank, Gujjarwal?
The MICR code is 141020521. It is printed along the bottom of the cheques of this branch.
Where is the Gujjarwal branch of Indian Overseas Bank?
The address in the Reserve Bank's list is: Near Gurudwara Jai Sin Main Bazaar Gujjarwal Pin 141202. It is in Ludhiana district, Punjab. The phone number in the list is 2864378; numbers change, so check with the bank.
Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources