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ESMF0001354: Esaf Small Finance Bank, Vaikom branch

IFSC code ESMF0001354 belongs to the Vaikom branch of Esaf Small Finance Bank in Kottayam, Kerala.

ESMF0001354

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Esaf Small Finance Bank
Branch
Vaikom
IFSC code
ESMF0001354
MICR code
686760602
Address
Elamabasseril Building,Ist Floor,Valiyakavala,North Gate,Vaikom Town P O,Kottayam 686141
Town or city
Kottayam
District
Kottayam
PIN code
686141
State
Kerala
Phone
+918589908290

How the code ESMF0001354 is built

ESMF is the bank part: the letters of Esaf Small Finance Bank. The fifth character is always the digit 0. 001354 is the part that names this branch.

The MICR code 686760602 is the number printed along the bottom of this branch's cheques. 686 is the city (the same three digits that begin the PIN code 686141), 760 is the bank and 602 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPINot listedPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 686141: the area of this branch

The address of the branch is in PIN code 686141, in Kottayam district, Kerala, by India Post's directory. Post offices with this PIN code: Vaikom.

Other banks in PIN code 686141

13 branches of 11 other banks in the same PIN code, the first 10 below.

Other Esaf Small Finance Bank branches in Kottayam

Esaf Small Finance Bank has 14 more branches in Kottayam, the first 10 below.

All Esaf Small Finance Bank branches in Kerala · Esaf Small Finance Bank branch pages in Kerala

Questions

What is the IFSC code of Esaf Small Finance Bank, Vaikom?

The IFSC code is ESMF0001354. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Esaf Small Finance Bank, Vaikom?

The MICR code is 686760602. It is printed along the bottom of the cheques of this branch.

Where is the Vaikom branch of Esaf Small Finance Bank?

The address in the Reserve Bank's list is: Elamabasseril Building,Ist Floor,Valiyakavala,North Gate,Vaikom Town P O,Kottayam 686141. It is in Kottayam district, Kerala. The phone number in the list is +918589908290; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources