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ESMF0001186: Esaf Small Finance Bank, Changanassery branch

IFSC code ESMF0001186 belongs to the Changanassery branch of Esaf Small Finance Bank in Kottayam, Kerala.

ESMF0001186

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Esaf Small Finance Bank
Branch
Changanassery
IFSC code
ESMF0001186
MICR code
686760052
Address
15 139 A,Sweety Building,Laikkad Bus Stop,Perunna,Changanassery 686102
Town or city
Kottayam
District
Kottayam
PIN code
686102
State
Kerala
Phone
+918589002590

How the code ESMF0001186 is built

ESMF is the bank part: the letters of Esaf Small Finance Bank. The fifth character is always the digit 0. 001186 is the part that names this branch.

The MICR code 686760052 is the number printed along the bottom of this branch's cheques. 686 is the city (the same three digits that begin the PIN code 686102), 760 is the bank and 052 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPINot listedPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 686102: the area of this branch

The address of the branch is in PIN code 686102, in Kottayam district, Kerala, by India Post's directory. Post offices with this PIN code: Perunna, Fathimapuram, Kidangara, Kunnamkary, Panachikavu.

Other banks in PIN code 686102

2 branches of 2 other banks in the same PIN code.

Other Esaf Small Finance Bank branches in Kottayam

Esaf Small Finance Bank has 14 more branches in Kottayam, the first 10 below.

All Esaf Small Finance Bank branches in Kerala · Esaf Small Finance Bank branch pages in Kerala

Questions

What is the IFSC code of Esaf Small Finance Bank, Changanassery?

The IFSC code is ESMF0001186. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Esaf Small Finance Bank, Changanassery?

The MICR code is 686760052. It is printed along the bottom of the cheques of this branch.

Where is the Changanassery branch of Esaf Small Finance Bank?

The address in the Reserve Bank's list is: 15 139 A,Sweety Building,Laikkad Bus Stop,Perunna,Changanassery 686102. It is in Kottayam district, Kerala. The phone number in the list is +918589002590; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources