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YESB0SMCB13: Surat Mercantile Co-operative Bank, Surat Merc Coop Bank Pandeshra branch

IFSC code YESB0SMCB13 belongs to the Surat Merc Coop Bank Pandeshra branch of Surat Mercantile Co-operative Bank in Surat, Gujarat.

YESB0SMCB13

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Surat Mercantile Co-operative Bank
Branch
Surat Merc Coop Bank Pandeshra
IFSC code
YESB0SMCB13
MICR code
395245013
Address
Shop No 8 To 11 Ghanshyam Complex, Pandeshra, Surat - 394221
Town or city
Surat
District
Surat
PIN code
394221
State
Gujarat
Phone
+912612890512

How the code YESB0SMCB13 is built

YESB is the bank part: these are the letters of Yes Bank. Surat Mercantile Co-operative Bank sends and receives payments through that bank, so its codes carry those letters. The fifth character is always the digit 0. SMCB13 is the part that names this branch.

The MICR code 395245013 is the number printed along the bottom of this branch's cheques. 395 is the city, 245 is the bank and 013 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 394221: the area of this branch

The address of the branch is in PIN code 394221, in Surat district, Gujarat, by India Post's directory. Post offices with this PIN code: Pandesara IE.

Other banks in PIN code 394221

13 branches of 12 other banks in the same PIN code, the first 10 below.

Other Surat Mercantile Co-operative Bank branches in Surat

Surat Mercantile Co-operative Bank has 11 more branches in Surat, the first 10 below.

All Surat Mercantile Co-operative Bank branches in Gujarat · Surat Mercantile Co-operative Bank branch pages in Gujarat

Questions

What is the IFSC code of Surat Mercantile Co-operative Bank, Surat Merc Coop Bank Pandeshra?

The IFSC code is YESB0SMCB13. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Surat Mercantile Co-operative Bank, Surat Merc Coop Bank Pandeshra?

The MICR code is 395245013. It is printed along the bottom of the cheques of this branch.

Where is the Surat Merc Coop Bank Pandeshra branch of Surat Mercantile Co-operative Bank?

The address in the Reserve Bank's list is: Shop No 8 To 11 Ghanshyam Complex, Pandeshra, Surat - 394221. It is in Surat district, Gujarat. The phone number in the list is +912612890512; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources