ShareYourGroupShareYourGroupBank Branches

YESB0SMCB02: Surat Mercantile Co-operative Bank, Surat Merc Coop Bank Bhagal branch

IFSC code YESB0SMCB02 belongs to the Surat Merc Coop Bank Bhagal branch of Surat Mercantile Co-operative Bank in Surat, Gujarat.

YESB0SMCB02

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Surat Mercantile Co-operative Bank
Branch
Surat Merc Coop Bank Bhagal
IFSC code
YESB0SMCB02
MICR code
395245002
Address
3/4155-A-B,Propritory School, Bundelawad Bhagal, Surat - 395003
Town or city
Surat
District
Surat
PIN code
395003
State
Gujarat
Phone
+912612334495

How the code YESB0SMCB02 is built

YESB is the bank part: these are the letters of Yes Bank. Surat Mercantile Co-operative Bank sends and receives payments through that bank, so its codes carry those letters. The fifth character is always the digit 0. SMCB02 is the part that names this branch.

The MICR code 395245002 is the number printed along the bottom of this branch's cheques. 395 is the city (the same three digits that begin the PIN code 395003), 245 is the bank and 002 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 395003: the area of this branch

The address of the branch is in PIN code 395003, in Surat district, Gujarat, by India Post's directory. Post offices with this PIN code: Surat, IBC SURAT, Jhampa, Muglisara, Surat City, Surat RS.

Other banks in PIN code 395003

77 branches of 31 other banks in the same PIN code, the first 10 below.

Other Surat Mercantile Co-operative Bank branches in Surat

Surat Mercantile Co-operative Bank has 11 more branches in Surat, the first 10 below.

All Surat Mercantile Co-operative Bank branches in Gujarat · Surat Mercantile Co-operative Bank branch pages in Gujarat

Questions

What is the IFSC code of Surat Mercantile Co-operative Bank, Surat Merc Coop Bank Bhagal?

The IFSC code is YESB0SMCB02. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Surat Mercantile Co-operative Bank, Surat Merc Coop Bank Bhagal?

The MICR code is 395245002. It is printed along the bottom of the cheques of this branch.

Where is the Surat Merc Coop Bank Bhagal branch of Surat Mercantile Co-operative Bank?

The address in the Reserve Bank's list is: 3/4155-A-B,Propritory School, Bundelawad Bhagal, Surat - 395003. It is in Surat district, Gujarat. The phone number in the list is +912612334495; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources