ShareYourGroupShareYourGroupBank Branches

IOBA0003818: Indian Overseas Bank, Ayodhya branch

IFSC code IOBA0003818 belongs to the Ayodhya branch of Indian Overseas Bank in Ayodhya, Uttar Pradesh.

IOBA0003818

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Ayodhya
IFSC code
IOBA0003818
MICR code
224020003
Address
Plot No.32A,House No.4/1/48,Hanuman Garhi,Ayodhya -224123
Town or city
Ayodhya
District
Ayodhya
PIN code
224123
State
Uttar Pradesh
Phone
+918004698950

How the code IOBA0003818 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 003818 is the part that names this branch.

The MICR code 224020003 is the number printed along the bottom of this branch's cheques. 224 is the city (the same three digits that begin the PIN code 224123), 020 is the bank and 003 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 224123: the area of this branch

The address of the branch is in PIN code 224123, in Ayodhya district, Uttar Pradesh, by India Post's directory. Post offices with this PIN code: Ayodhya, Ayodhya RS, Ramkot, Terhi Bazar, Golaghat, Gurukul, Narain Ashram, Raiganj, Ranopali, Swarg Dwar.

Other banks in PIN code 224123

13 branches of 11 other banks in the same PIN code, the first 10 below.

All Indian Overseas Bank branches in Uttar Pradesh · Indian Overseas Bank branch pages in Uttar Pradesh

Earlier codes of this branch

This branch had another IFSC code before. An old code no longer works for payments: use IOBA0003818.

Merged and closed banks

Questions

What is the IFSC code of Indian Overseas Bank, Ayodhya?

The IFSC code is IOBA0003818. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Ayodhya?

The MICR code is 224020003. It is printed along the bottom of the cheques of this branch.

Where is the Ayodhya branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: Plot No.32A,House No.4/1/48,Hanuman Garhi,Ayodhya -224123. It is in Ayodhya district, Uttar Pradesh. The phone number in the list is +918004698950; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources