ShareYourGroupShareYourGroupBank Branches

IOBA0002981: Indian Overseas Bank, Smesaharanpurdelhi Road branch

IFSC code IOBA0002981 belongs to the Smesaharanpurdelhi Road branch of Indian Overseas Bank in Saharanpur, Uttar Pradesh.

IOBA0002981

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Smesaharanpurdelhi Road
IFSC code
IOBA0002981
MICR code
247020007
Address
A8,Avas Vikas,Delhi Road,Saharanpur247001,Uttar Pradesh
Town or city
Saharanpur
District
Saharanpur
PIN code
247001
State
Uttar Pradesh
Phone
+914428584896

How the code IOBA0002981 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 002981 is the part that names this branch.

The MICR code 247020007 is the number printed along the bottom of this branch's cheques. 247 is the city (the same three digits that begin the PIN code 247001), 020 is the bank and 007 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 247001: the area of this branch

The address of the branch is in PIN code 247001, in Saharanpur district, Uttar Pradesh, by India Post's directory. Post offices with this PIN code: Saharanpur, Bajoria Marg, Chakrata Road, Gatta Mill, Gopal Nagar, Hakikat Nagar, Khalapar, Khalasi Line, Khumran Pul, Labour Colony, Lakhi Gate, Mangal Nagar and 35 more.

Other banks in PIN code 247001

103 branches of 30 other banks in the same PIN code, the first 10 below.

Other Indian Overseas Bank branches in Saharanpur

Indian Overseas Bank has 10 more branches in Saharanpur.

All Indian Overseas Bank branches in Uttar Pradesh · Indian Overseas Bank branch pages in Uttar Pradesh

Questions

What is the IFSC code of Indian Overseas Bank, Smesaharanpurdelhi Road?

The IFSC code is IOBA0002981. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Smesaharanpurdelhi Road?

The MICR code is 247020007. It is printed along the bottom of the cheques of this branch.

Where is the Smesaharanpurdelhi Road branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: A8,Avas Vikas,Delhi Road,Saharanpur247001,Uttar Pradesh. It is in Saharanpur district, Uttar Pradesh. The phone number in the list is +914428584896; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources