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UBIN0540609: Union Bank of India, Ghawadi branch

IFSC code UBIN0540609 belongs to the Ghawadi branch of Union Bank of India in Ludhiana, Punjab.

UBIN0540609

Bank details are the bank, branch, IFSC code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Union Bank of India
Branch
Ghawadi
IFSC code
UBIN0540609
MICR code
Not given in the list
Address
Near Gurudwara Vpo Ghawadi Dist. Ludhiana Punjab Pin 141206.
Town or city
Ludhiana
District
Ludhiana
PIN code
141206
State
Punjab
Phone
2852177

How the code UBIN0540609 is built

UBIN is the bank part: the letters of Union Bank of India. The fifth character is always the digit 0. 540609 is the part that names this branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 141206: the area of this branch

The address of the branch is in PIN code 141206, in Ludhiana district, Punjab, by India Post's directory. Post offices with this PIN code: Ghawaddi, Bhutta, Guram, Khanpur, Mukandpur, Paddi, Shankar.

Other banks in PIN code 141206

4 branches of 4 other banks in the same PIN code.

Other Union Bank of India branches in Ludhiana

Union Bank of India has 50 more branches in Ludhiana, the first 10 below.

All Union Bank of India branches in Punjab · Union Bank of India branch pages in Punjab

Questions

What is the IFSC code of Union Bank of India, Ghawadi?

The IFSC code is UBIN0540609. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Union Bank of India, Ghawadi?

The list gives no MICR code for this branch. Look at the bottom line of a cheque of the branch: the 9-digit number there is the MICR code.

Where is the Ghawadi branch of Union Bank of India?

The address in the Reserve Bank's list is: Near Gurudwara Vpo Ghawadi Dist. Ludhiana Punjab Pin 141206. It is in Ludhiana district, Punjab. The phone number in the list is 2852177; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources