Bank BranchesIOBA0004055: Indian Overseas Bank, Gardhiwala branch
IFSC code IOBA0004055 belongs to the Gardhiwala branch of Indian Overseas Bank in Hoshiyarpur, Punjab.
IOBA0004055
Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.
Branch details
- Bank
- Indian Overseas Bank
- Branch
- Gardhiwala
- IFSC code
- IOBA0004055
- MICR code
- 144020013
- Address
- Near ICICI Bank,Main Market,Gardhiwala,Hoshiyarpur - 144207
- Town or city
- Hoshiyarpur
- District
- Hoshiarpur
- PIN code
- 144207
- State
- Punjab
How the code IOBA0004055 is built
IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 004055 is the part that names this branch.
The MICR code 144020013 is the number printed along the bottom of this branch's cheques. 144 is the city (the same three digits that begin the PIN code 144207), 020 is the bank and 013 is the branch.
Payments listed for this branch
| Service | This branch | What it is |
|---|---|---|
| NEFT | Yes | Bank transfers that are sent in batches through the day. |
| RTGS | Yes | Large transfers that are settled one by one, at once. |
| IMPS | Yes | Instant transfers at any hour, from an app or net banking. |
| UPI | Yes | Payments from a phone app with a UPI ID or QR code. |
"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.
PIN code 144207: the area of this branch
The address of the branch is in PIN code 144207, in Hoshiarpur district, Punjab, by India Post's directory. Post offices with this PIN code: Garhdiwala, Ambala Jattan, Argowal, Bahtiwal, Bhana, Chang Basoa, Chathial Khurd, Chipra, Daffar, Jalota, Jandaur, Mand Pandher and 4 more.
Other banks in PIN code 144207
8 branches of 8 other banks in the same PIN code.
- Axis Bank, GardhiwalaUTIB0001276 · Hoshiarpur
- Canara Bank, GardhiwalaCNRB0006330 · Hoshiarpur
- Capital Small Finance Bank, Capital Local Area Bank,GardhiwalCLBL0000044 · Hoshiarpur
- ICICI Bank, GarhdiwalaICIC0004473 · Hoshiarpur
- Punjab & Sind Bank, GarhdiwalaPSIB0021335 · Hoshiarpur
- Punjab National Bank, GardhiwalaPUNB0113810 · Hoshiarpur
- UCO Bank, GarhdiwalaUCBA0002371 · Hoshiarpur
- Union Bank of India, GardhiwalaUBIN0917842 · Hoshiarpur
Other Indian Overseas Bank branches in Hoshiyarpur
Indian Overseas Bank has 1 more branch in Hoshiyarpur.
- HajipurIOBA0004166 · Hoshiyarpur
All Indian Overseas Bank branches in Punjab · Indian Overseas Bank branch pages in Punjab
Questions
What is the IFSC code of Indian Overseas Bank, Gardhiwala?
The IFSC code is IOBA0004055. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.
What is the MICR code of Indian Overseas Bank, Gardhiwala?
The MICR code is 144020013. It is printed along the bottom of the cheques of this branch.
Where is the Gardhiwala branch of Indian Overseas Bank?
The address in the Reserve Bank's list is: Near ICICI Bank,Main Market,Gardhiwala,Hoshiyarpur - 144207. It is in Hoshiarpur district, Punjab.
Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources