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HDFC0002196: HDFC Bank, Payal branch

IFSC code HDFC0002196 belongs to the Payal branch of HDFC Bank in Ludhiana, Punjab.

HDFC0002196

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
HDFC Bank
Branch
Payal
IFSC code
HDFC0002196
MICR code
141240021
Address
HDFC Bank LTD Kaddon Road, Tehsil Payal Dist-Ludhiana
Town or city
Ludhiana
State
Punjab
Phone
+919815331111
SWIFT code
HDFCINBB About SWIFT codes

How the code HDFC0002196 is built

HDFC is the bank part: the letters of HDFC Bank. The fifth character is always the digit 0. 002196 is the part that names this branch.

The MICR code 141240021 is the number printed along the bottom of this branch's cheques. 141 is the city, 240 is the bank and 021 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

Other HDFC Bank branches in Ludhiana

HDFC Bank has 81 more branches in Ludhiana, the first 10 below.

All HDFC Bank branches in Punjab · HDFC Bank branch pages in Punjab

Questions

What is the IFSC code of HDFC Bank, Payal?

The IFSC code is HDFC0002196. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of HDFC Bank, Payal?

The MICR code is 141240021. It is printed along the bottom of the cheques of this branch.

Where is the Payal branch of HDFC Bank?

The address in the Reserve Bank's list is: HDFC Bank LTD Kaddon Road, Tehsil Payal Dist-Ludhiana. The phone number in the list is +919815331111; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources