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IOBA0000540: Indian Overseas Bank, Ambagarathur branch

IFSC code IOBA0000540 belongs to the Ambagarathur branch of Indian Overseas Bank in Karaikal, Puducherry.

IOBA0000540

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Ambagarathur
IFSC code
IOBA0000540
MICR code
609020103
Address
164 Main Road Ambagarathur Pin 609601
Town or city
Karaikal
District
Karaikal
PIN code
609601
State
Puducherry
Phone
252225

How the code IOBA0000540 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 000540 is the part that names this branch.

The MICR code 609020103 is the number printed along the bottom of this branch's cheques. 609 is the city (the same three digits that begin the PIN code 609601), 020 is the bank and 103 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 609601: the area of this branch

The address of the branch is in PIN code 609601, in Karaikal district, Puducherry, by India Post's directory. Post offices with this PIN code: Ambagarathur, Nallambal, Seithur.

Other banks in PIN code 609601

3 branches of 3 other banks in the same PIN code.

Other Indian Overseas Bank branches in Karaikal

Indian Overseas Bank has 4 more branches in Karaikal.

All Indian Overseas Bank branches in Puducherry · Indian Overseas Bank branch pages in Puducherry

Questions

What is the IFSC code of Indian Overseas Bank, Ambagarathur?

The IFSC code is IOBA0000540. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Ambagarathur?

The MICR code is 609020103. It is printed along the bottom of the cheques of this branch.

Where is the Ambagarathur branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: 164 Main Road Ambagarathur Pin 609601. It is in Karaikal district, Puducherry. The phone number in the list is 252225; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources