Bank BranchesIOBA0001979: Indian Overseas Bank, Ratnagiri branch
IFSC code IOBA0001979 belongs to the Ratnagiri branch of Indian Overseas Bank in Ratnagiri, Maharashtra.
IOBA0001979
Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.
Branch details
- Bank
- Indian Overseas Bank
- Branch
- Ratnagiri
- IFSC code
- IOBA0001979
- MICR code
- 415020051
- Address
- Kasturi Plaza Juna Mal Naka Main Road Ratnagiri Pin 405612
- Town or city
- Ratnagiri
- State
- Maharashtra
- Phone
- +912352271667
How the code IOBA0001979 is built
IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 001979 is the part that names this branch.
The MICR code 415020051 is the number printed along the bottom of this branch's cheques. 415 is the city, 020 is the bank and 051 is the branch.
Payments listed for this branch
| Service | This branch | What it is |
|---|---|---|
| NEFT | Yes | Bank transfers that are sent in batches through the day. |
| RTGS | Yes | Large transfers that are settled one by one, at once. |
| IMPS | Yes | Instant transfers at any hour, from an app or net banking. |
| UPI | Yes | Payments from a phone app with a UPI ID or QR code. |
"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.
All Indian Overseas Bank branches in Maharashtra · Indian Overseas Bank branch pages in Maharashtra
Questions
What is the IFSC code of Indian Overseas Bank, Ratnagiri?
The IFSC code is IOBA0001979. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.
What is the MICR code of Indian Overseas Bank, Ratnagiri?
The MICR code is 415020051. It is printed along the bottom of the cheques of this branch.
Where is the Ratnagiri branch of Indian Overseas Bank?
The address in the Reserve Bank's list is: Kasturi Plaza Juna Mal Naka Main Road Ratnagiri Pin 405612. The phone number in the list is +912352271667; numbers change, so check with the bank.
Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources