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IOBA0003973: Indian Overseas Bank, Waidhan-Singrauli branch

IFSC code IOBA0003973 belongs to the Waidhan-Singrauli branch of Indian Overseas Bank in Singrauli, Madhya Pradesh.

IOBA0003973

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Waidhan-Singrauli
IFSC code
IOBA0003973
MICR code
486020002
Address
Indian Overseas Bank Khasra No 114 34(S) Gram Bilaunji Teliyan Ward No 42 Waidhan Madhya Pradesh 486886
Town or city
Singrauli
District
Singrauli
PIN code
486886
State
Madhya Pradesh

How the code IOBA0003973 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 003973 is the part that names this branch.

The MICR code 486020002 is the number printed along the bottom of this branch's cheques. 486 is the city (the same three digits that begin the PIN code 486886), 020 is the bank and 002 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 486886: the area of this branch

The address of the branch is in PIN code 486886, in Singrauli district, Madhya Pradesh, by India Post's directory. Post offices with this PIN code: Waidhan, Amhara, Bandha, Bindul, Budher(Bugher), Chalari, Daga Bargawan, Dhangarh, Dhari, Dhirauli, Dogari, Harrai and 19 more.

Other banks in PIN code 486886

41 branches of 15 other banks in the same PIN code, the first 10 below.

All Indian Overseas Bank branches in Madhya Pradesh · Indian Overseas Bank branch pages in Madhya Pradesh

Questions

What is the IFSC code of Indian Overseas Bank, Waidhan-Singrauli?

The IFSC code is IOBA0003973. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Waidhan-Singrauli?

The MICR code is 486020002. It is printed along the bottom of the cheques of this branch.

Where is the Waidhan-Singrauli branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: Indian Overseas Bank Khasra No 114 34(S) Gram Bilaunji Teliyan Ward No 42 Waidhan Madhya Pradesh 486886. It is in Singrauli district, Madhya Pradesh.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources