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ESMF0001294: Esaf Small Finance Bank, Waraseoni branch

IFSC code ESMF0001294 belongs to the Waraseoni branch of Esaf Small Finance Bank in Balaghat, Madhya Pradesh.

ESMF0001294

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Esaf Small Finance Bank
Branch
Waraseoni
IFSC code
ESMF0001294
MICR code
481760001
Address
Utkarsha City,Ward No8,Waraseoni,Balaghat,Madhya Pradesh 481331
Town or city
Balaghat
District
Balaghat
PIN code
481331
State
Madhya Pradesh
Phone
+919288092325

How the code ESMF0001294 is built

ESMF is the bank part: the letters of Esaf Small Finance Bank. The fifth character is always the digit 0. 001294 is the part that names this branch.

The MICR code 481760001 is the number printed along the bottom of this branch's cheques. 481 is the city (the same three digits that begin the PIN code 481331), 760 is the bank and 001 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPINot listedPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 481331: the area of this branch

The address of the branch is in PIN code 481331, in Balaghat district, Madhya Pradesh, by India Post's directory. Post offices with this PIN code: Waraseoni, BITHLI, Badgaon, Beni, Birsola, CHANDPURI, CHANGERA, Chillod, DHARPEWADA, DINERA, DOKARBANDI, Deeni and 26 more.

Other banks in PIN code 481331

6 branches of 5 other banks in the same PIN code.

Other Esaf Small Finance Bank branches in Balaghat

Esaf Small Finance Bank has 2 more branches in Balaghat.

All Esaf Small Finance Bank branches in Madhya Pradesh · Esaf Small Finance Bank branch pages in Madhya Pradesh

Questions

What is the IFSC code of Esaf Small Finance Bank, Waraseoni?

The IFSC code is ESMF0001294. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Esaf Small Finance Bank, Waraseoni?

The MICR code is 481760001. It is printed along the bottom of the cheques of this branch.

Where is the Waraseoni branch of Esaf Small Finance Bank?

The address in the Reserve Bank's list is: Utkarsha City,Ward No8,Waraseoni,Balaghat,Madhya Pradesh 481331. It is in Balaghat district, Madhya Pradesh. The phone number in the list is +919288092325; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources