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IOBA0000040: Indian Overseas Bank, Kottayam branch

IFSC code IOBA0000040 belongs to the Kottayam branch of Indian Overseas Bank in Kottayam, Kerala.

IOBA0000040

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Kottayam
IFSC code
IOBA0000040
MICR code
686020002
Address
Oopoottil Building, KK.Road, Kottayam - 686 001
Town or city
Kottayam
District
Kottayam
PIN code
686001
State
Kerala
Phone
+914812562004

How the code IOBA0000040 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 000040 is the part that names this branch.

The MICR code 686020002 is the number printed along the bottom of this branch's cheques. 686 is the city (the same three digits that begin the PIN code 686001), 020 is the bank and 002 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 686001: the area of this branch

The address of the branch is in PIN code 686001, in Kottayam district, Kerala, by India Post's directory. Post offices with this PIN code: Kottayam, Kottayam North, Thirunakkara.

Other banks in PIN code 686001

44 branches of 25 other banks in the same PIN code, the first 10 below.

Other Indian Overseas Bank branches in Kottayam

Indian Overseas Bank has 12 more branches in Kottayam, the first 10 below.

All Indian Overseas Bank branches in Kerala · Indian Overseas Bank branch pages in Kerala

Questions

What is the IFSC code of Indian Overseas Bank, Kottayam?

The IFSC code is IOBA0000040. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Kottayam?

The MICR code is 686020002. It is printed along the bottom of the cheques of this branch.

Where is the Kottayam branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: Oopoottil Building, KK.Road, Kottayam - 686 001. It is in Kottayam district, Kerala. The phone number in the list is +914812562004; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources