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ESMF0001546: Esaf Small Finance Bank, Karuvarakundu branch

IFSC code ESMF0001546 belongs to the Karuvarakundu branch of Esaf Small Finance Bank in Malappuram, Kerala.

ESMF0001546

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Esaf Small Finance Bank
Branch
Karuvarakundu
IFSC code
ESMF0001546
MICR code
676760155
Address
Vayalil Arcade,Near Bus Stand,Malappuram,676523
Town or city
Malappuram
District
Malappuram
PIN code
676523
State
Kerala
Phone
+918589907789

How the code ESMF0001546 is built

ESMF is the bank part: the letters of Esaf Small Finance Bank. The fifth character is always the digit 0. 001546 is the part that names this branch.

The MICR code 676760155 is the number printed along the bottom of this branch's cheques. 676 is the city (the same three digits that begin the PIN code 676523), 760 is the bank and 155 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPINot listedPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 676523: the area of this branch

The address of the branch is in PIN code 676523, in Malappuram district, Kerala, by India Post's directory. Post offices with this PIN code: Karuvarakundu, Iringattiri, Kalkundu, Kuttathy, Pulvetta, Tharis.

Other banks in PIN code 676523

3 branches of 2 other banks in the same PIN code.

Other Esaf Small Finance Bank branches in Malappuram

Esaf Small Finance Bank has 56 more branches in Malappuram, the first 10 below.

All Esaf Small Finance Bank branches in Kerala · Esaf Small Finance Bank branch pages in Kerala

Questions

What is the IFSC code of Esaf Small Finance Bank, Karuvarakundu?

The IFSC code is ESMF0001546. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Esaf Small Finance Bank, Karuvarakundu?

The MICR code is 676760155. It is printed along the bottom of the cheques of this branch.

Where is the Karuvarakundu branch of Esaf Small Finance Bank?

The address in the Reserve Bank's list is: Vayalil Arcade,Near Bus Stand,Malappuram,676523. It is in Malappuram district, Kerala. The phone number in the list is +918589907789; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources