ShareYourGroupShareYourGroupBank Branches

JAKA0WATHAL: Jammu and Kashmir Bank, Waterhal branch

IFSC code JAKA0WATHAL belongs to the Waterhal branch of Jammu and Kashmir Bank in Budgam, Jammu and Kashmir.

JAKA0WATHAL

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Jammu and Kashmir Bank
Branch
Waterhal
IFSC code
JAKA0WATHAL
MICR code
191051021
Address
Opp. Jamia Masjid Waterhal
Town or city
Budgam
State
Jammu and Kashmir
Phone
+919419009459

How the code JAKA0WATHAL is built

JAKA is the bank part: the letters of Jammu and Kashmir Bank. The fifth character is always the digit 0. WATHAL is the part that names this branch.

The MICR code 191051021 is the number printed along the bottom of this branch's cheques. 191 is the city, 051 is the bank and 021 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

Other Jammu and Kashmir Bank branches in Budgam

Jammu and Kashmir Bank has 58 more branches in Budgam, the first 10 below.

All Jammu and Kashmir Bank branches in Jammu and Kashmir · Jammu and Kashmir Bank branch pages in Jammu and Kashmir

Questions

What is the IFSC code of Jammu and Kashmir Bank, Waterhal?

The IFSC code is JAKA0WATHAL. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Jammu and Kashmir Bank, Waterhal?

The MICR code is 191051021. It is printed along the bottom of the cheques of this branch.

Where is the Waterhal branch of Jammu and Kashmir Bank?

The address in the Reserve Bank's list is: Opp. Jamia Masjid Waterhal. The phone number in the list is +919419009459; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources