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JAKA0HARRAI: Jammu and Kashmir Bank, Harai branch

IFSC code JAKA0HARRAI belongs to the Harai branch of Jammu and Kashmir Bank in Kupwara, Jammu and Kashmir.

JAKA0HARRAI

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Jammu and Kashmir Bank
Branch
Harai
IFSC code
JAKA0HARRAI
MICR code
193051220
Address
Harrai,District Kupwara,Pin Code 193224
Town or city
Kupwara
District
Kupwara
PIN code
193224
State
Jammu and Kashmir
Phone
+919906652700

How the code JAKA0HARRAI is built

JAKA is the bank part: the letters of Jammu and Kashmir Bank. The fifth character is always the digit 0. HARRAI is the part that names this branch.

The MICR code 193051220 is the number printed along the bottom of this branch's cheques. 193 is the city (the same three digits that begin the PIN code 193224), 051 is the bank and 220 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 193224: the area of this branch

The address of the branch is in PIN code 193224, in Kupwara district, Jammu and Kashmir, by India Post's directory. Post offices with this PIN code: TREHGAM, Aloosa, Budnambal, Chowkibal Reddy, Gazriyal, Gugloosa, Hayan, Kachhama, Kakroosa, Keran, Kralpora, Manzgam and 7 more.

Other banks in PIN code 193224

2 branches of 1 other bank in the same PIN code.

Other Jammu and Kashmir Bank branches in Kupwara

Jammu and Kashmir Bank has 44 more branches in Kupwara, the first 10 below.

All Jammu and Kashmir Bank branches in Jammu and Kashmir · Jammu and Kashmir Bank branch pages in Jammu and Kashmir

Questions

What is the IFSC code of Jammu and Kashmir Bank, Harai?

The IFSC code is JAKA0HARRAI. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Jammu and Kashmir Bank, Harai?

The MICR code is 193051220. It is printed along the bottom of the cheques of this branch.

Where is the Harai branch of Jammu and Kashmir Bank?

The address in the Reserve Bank's list is: Harrai,District Kupwara,Pin Code 193224. It is in Kupwara district, Jammu and Kashmir. The phone number in the list is +919906652700; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources