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IOBA0004131: Indian Overseas Bank, Ghod Dod Road branch

IFSC code IOBA0004131 belongs to the Ghod Dod Road branch of Indian Overseas Bank in Surat, Gujarat.

IOBA0004131

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Ghod Dod Road
IFSC code
IOBA0004131
MICR code
395020010
Address
GF Shop No. 3, 4, West, Royal Heights, BH Sargam Shopping Centre,Somnath Mahadev Road,Ghod Dod Road, Surat - 395007
Town or city
Surat
District
Surat
PIN code
395007
State
Gujarat

How the code IOBA0004131 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 004131 is the part that names this branch.

The MICR code 395020010 is the number printed along the bottom of this branch's cheques. 395 is the city (the same three digits that begin the PIN code 395007), 020 is the bank and 010 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 395007: the area of this branch

The address of the branch is in PIN code 395007, in Surat district, Gujarat, by India Post's directory. Post offices with this PIN code: SVR College, Surat District Court, VESU, Abhva, Bharthana, Gavier, Khajod.

Other banks in PIN code 395007

109 branches of 35 other banks in the same PIN code, the first 10 below.

Other Indian Overseas Bank branches in Surat

Indian Overseas Bank has 13 more branches in Surat, the first 10 below.

All Indian Overseas Bank branches in Gujarat · Indian Overseas Bank branch pages in Gujarat

Questions

What is the IFSC code of Indian Overseas Bank, Ghod Dod Road?

The IFSC code is IOBA0004131. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Ghod Dod Road?

The MICR code is 395020010. It is printed along the bottom of the cheques of this branch.

Where is the Ghod Dod Road branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: GF Shop No. 3, 4, West, Royal Heights, BH Sargam Shopping Centre,Somnath Mahadev Road,Ghod Dod Road, Surat - 395007. It is in Surat district, Gujarat.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources