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IOBA0003005: Indian Overseas Bank, Xeldem branch

IFSC code IOBA0003005 belongs to the Xeldem branch of Indian Overseas Bank in South Goa, Goa.

IOBA0003005

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Xeldem
IFSC code
IOBA0003005
MICR code
403020023
Address
Shop 15,16,17 Nirmal Residency,Xeldem,Tilamol,Goa 403705
Town or city
South Goa
District
South Goa
PIN code
403705
State
Goa
Phone
+914428584896

How the code IOBA0003005 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 003005 is the part that names this branch.

The MICR code 403020023 is the number printed along the bottom of this branch's cheques. 403 is the city (the same three digits that begin the PIN code 403705), 020 is the bank and 023 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 403705: the area of this branch

The address of the branch is in PIN code 403705, in South Goa district, Goa, by India Post's directory. Post offices with this PIN code: Quepem, Avedem, Cavorem, Pirla, Rivona, Sirvoi, Xeldem.

Other banks in PIN code 403705

15 branches of 10 other banks in the same PIN code, the first 10 below.

Other Indian Overseas Bank branches in South Goa

Indian Overseas Bank has 10 more branches in South Goa.

All Indian Overseas Bank branches in Goa · Indian Overseas Bank branch pages in Goa

Questions

What is the IFSC code of Indian Overseas Bank, Xeldem?

The IFSC code is IOBA0003005. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Xeldem?

The MICR code is 403020023. It is printed along the bottom of the cheques of this branch.

Where is the Xeldem branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: Shop 15,16,17 Nirmal Residency,Xeldem,Tilamol,Goa 403705. It is in South Goa district, Goa. The phone number in the list is +914428584896; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources