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JSFB0004098: Jana Small Finance Bank, Niharika branch

IFSC code JSFB0004098 belongs to the Niharika branch of Jana Small Finance Bank in Bilaspur, Chhattisgarh.

JSFB0004098

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Jana Small Finance Bank
Branch
Niharika
IFSC code
JSFB0004098
MICR code
495788003
Address
Jana Small Finance Bank LTD, Ankita Complex,1ST Floor,Plot No.783,Khasra No.235/1,Ward No.21,Subhash Chowk,Niharika,Korba C.G.495677
Town or city
Bilaspur
District
Korba
PIN code
495677
State
Chhattisgarh

How the code JSFB0004098 is built

JSFB is the bank part: the letters of Jana Small Finance Bank. The fifth character is always the digit 0. 004098 is the part that names this branch.

The MICR code 495788003 is the number printed along the bottom of this branch's cheques. 495 is the city (the same three digits that begin the PIN code 495677), 788 is the bank and 003 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 495677: the area of this branch

The address of the branch is in PIN code 495677, in Korba district, Chhattisgarh, by India Post's directory. Post offices with this PIN code: Korba, Hasdeo Project Korba, Korba Colliery, Korba Town.

Other banks in PIN code 495677

26 branches of 18 other banks in the same PIN code, the first 10 below.

Other Jana Small Finance Bank branches in Bilaspur

Jana Small Finance Bank has 2 more branches in Bilaspur.

All Jana Small Finance Bank branches in Chhattisgarh · Jana Small Finance Bank branch pages in Chhattisgarh

Questions

What is the IFSC code of Jana Small Finance Bank, Niharika?

The IFSC code is JSFB0004098. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Jana Small Finance Bank, Niharika?

The MICR code is 495788003. It is printed along the bottom of the cheques of this branch.

Where is the Niharika branch of Jana Small Finance Bank?

The address in the Reserve Bank's list is: Jana Small Finance Bank LTD, Ankita Complex,1ST Floor,Plot No.783,Khasra No.235/1,Ward No.21,Subhash Chowk,Niharika,Korba C.G.495677. It is in Korba district, Chhattisgarh.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources