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UTKS0001197: Utkarsh Small Finance Bank, Saraiya branch

IFSC code UTKS0001197 belongs to the Saraiya branch of Utkarsh Small Finance Bank in Muzaffarpur, Bihar.

UTKS0001197

Bank details are the bank, branch, IFSC code, MICR code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Utkarsh Small Finance Bank
Branch
Saraiya
IFSC code
UTKS0001197
MICR code
842762005
Address
Mauza - Shadipur,P.S - Paru,Block Road,Saraiya,District - Muzaffarpur,State - Bihar,Pin Code - 843126
Town or city
Muzaffarpur
District
Muzaffarpur
PIN code
843126
State
Bihar

How the code UTKS0001197 is built

UTKS is the bank part: the letters of Utkarsh Small Finance Bank. The fifth character is always the digit 0. 001197 is the part that names this branch.

The MICR code 842762005 is the number printed along the bottom of this branch's cheques. 842 is the city, 762 is the bank and 005 is the branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

PIN code 843126: the area of this branch

The address of the branch is in PIN code 843126, in Muzaffarpur district, Bihar, by India Post's directory. Post offices with this PIN code: Saraiya Factory, Chakna, Gopalpur Neora, Laloo Chapra, Mirzapur, Muza Patrahia, RKMalahi, Raghunathpur, Raja Rampur.

Other banks in PIN code 843126

4 branches of 4 other banks in the same PIN code.

Other Utkarsh Small Finance Bank branches in Muzaffarpur

Utkarsh Small Finance Bank has 10 more branches in Muzaffarpur.

All Utkarsh Small Finance Bank branches in Bihar · Utkarsh Small Finance Bank branch pages in Bihar

Questions

What is the IFSC code of Utkarsh Small Finance Bank, Saraiya?

The IFSC code is UTKS0001197. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Utkarsh Small Finance Bank, Saraiya?

The MICR code is 842762005. It is printed along the bottom of the cheques of this branch.

Where is the Saraiya branch of Utkarsh Small Finance Bank?

The address in the Reserve Bank's list is: Mauza - Shadipur,P.S - Paru,Block Road,Saraiya,District - Muzaffarpur,State - Bihar,Pin Code - 843126. It is in Muzaffarpur district, Bihar.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources