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IOBA0003194: Indian Overseas Bank, Garacharma branch

IFSC code IOBA0003194 belongs to the Garacharma branch of Indian Overseas Bank in Andaman, Andaman and Nicobar Islands.

IOBA0003194

Bank details are the bank, branch, IFSC code and address, ready to paste in a message or a form. Add the account number and name yourself.

Branch details

Bank
Indian Overseas Bank
Branch
Garacharma
IFSC code
IOBA0003194
MICR code
Not given in the list
Address
G R Housing Society P.O,Garacharma,South Andaman ST
Town or city
Andaman
State
Andaman and Nicobar Islands
Phone
+914428584896

How the code IOBA0003194 is built

IOBA is the bank part: the letters of Indian Overseas Bank. The fifth character is always the digit 0. 003194 is the part that names this branch.

Payments listed for this branch

ServiceThis branchWhat it is
NEFTYesBank transfers that are sent in batches through the day.
RTGSYesLarge transfers that are settled one by one, at once.
IMPSYesInstant transfers at any hour, from an app or net banking.
UPIYesPayments from a phone app with a UPI ID or QR code.

"Not listed" means the service is not marked for this branch in the lists of the Reserve Bank and NPCI. The bank can tell you what the branch offers today.

Other Indian Overseas Bank branches in Andaman

Indian Overseas Bank has 1 more branch in Andaman.

All Indian Overseas Bank branches in Andaman and Nicobar Islands · Indian Overseas Bank branch pages in Andaman and Nicobar Islands

Questions

What is the IFSC code of Indian Overseas Bank, Garacharma?

The IFSC code is IOBA0003194. Use it with the account number to send money by NEFT, RTGS or IMPS to an account held at this branch.

What is the MICR code of Indian Overseas Bank, Garacharma?

The list gives no MICR code for this branch. Look at the bottom line of a cheque of the branch: the 9-digit number there is the MICR code.

Where is the Garacharma branch of Indian Overseas Bank?

The address in the Reserve Bank's list is: G R Housing Society P.O,Garacharma,South Andaman ST. The phone number in the list is +914428584896; numbers change, so check with the bank.

Data as of 1 September 2026. Confirm the code with the bank, a cheque book or a passbook before a large or first payment. Check this code again · Sources